The story follows Chen Hao, a poor college student who experiences a dramatic transformation in his life.
Chen Hao is a financially struggling student in a university dormitory. He endures mistreatment from his wealthy classmates, such as being ordered around by the blond-haired guy and Xu Nan. They constantly ask him to run errands and look down on him because of his poverty.
Chen Hao's girlfriend, Yang Xia, dumps him for Lu Chen, a rich student. Chen Hao discovers them together in the East Grove, where he was sent to deliver condoms by Xu Nan, who did it on purpose to humiliate him. This leads to a confrontation where Yang Xia slaps Chen Hao and insults him for his lack of wealth.
Back at the dorm, Xu Nan mocks Chen Hao in front of everyone, revealing the details of the incident. Chen Hao tries to attack Xu Nan but is restrained by his roommates. He then cries himself to sleep, feeling deeply humiliated and questioning the fairness of life due to his poverty.
The next morning, Chen Hao wakes up to find that he has received 10 million dollars in his bank account. His sister, Chen Xiao, calls him and reveals that their family is extremely wealthy, with properties spanning the globe, including a large portion of Africa's gold and oil mines. She tells him that she sent him an express delivery and a VIP shopping card, and that he can spend the money freely.
Chen Hao initially has trouble believing the news but confirms it with the bank and his parents. He starts to come to terms with his newfound wealth and realizes that his family had been hiding their riches from him to build his character.
Chen Hao goes to the bank and then heads to school. He decides to buy a gift for his classmate Ma Xiaonan's birthday at Hermès. At the store, he encounters Yang Xia and Lu Chen again. Lu Chen mocks him when he sees Chen Hao looking at an expensive bag, but Chen Hao surprises everyone by using his Centurion card, which has a high spending limit, to buy the 70,000-dollar Collector's Edition bag.
The saleswoman Zhang Ru initially doubts the authenticity of Chen Hao's card and tries to stop him, but after the manager verifies that he is the legitimate owner, she apologizes. Lu Chen and Yang Xia are then asked to leave the store. Chen Hao, feeling embarrassed by the attention, leaves without getting the bag wrapped.
Chen Hao then heads to Ma Xiaonan's birthday party at a restaurant. Xu Nan is also there, despite Ma Xiaonan's attempt to uninvite him. Xu Nan shows off the Hermès Lindy bag he bought for Ma Xiaonan and mocks Chen Hao when he sees the red plastic bag Chen Hao is carrying. Chen Hao reveals the Collector's Edition bag he bought, but Zhao Yifan and others think it's a fake and look down on him. Chen Hao decides to leave the party, feeling unwanted.
Chen Hao's sister asks him to sign a renewal contract for Jin Ling Commercial Street, which she developed and in which Chen Hao owns half. When he arrives at the Hot Spring Villa on the commercial street, the receptionists, led by Zheng Yue, look down on him and try to stop him from entering, assuming he is there to cause trouble.
Li Shangtian, a wealthy young man, also mocks Chen Hao. However, when Li Zhenguo, the general manager, arrives, he bows to Chen Hao and reveals that Chen Hao is the owner of the street and the villa. Li Zhenguo then throws Li Shangtian and his companion out for disrespecting Chen Hao.
Chen Hao learns that Li Zhenguo and his wife helped his sister when she was poor, and that's why he is so loyal to their family. After signing the contract, Li Zhenguo arranges for six receptionists, including Zheng Yue, to apologize to Chen Hao. They try to seduce him by revealing an indoor pool and water bed, but Chen Hao's sister calls, and he leaves the villa to avoid the situation.
Chen Hao runs into Ma Xiaonan, Zhao Yifan, Xu Nan, and the others outside the Imperial KTV on Jin Ling Commercial Street. Ma Xiaonan convinces Chen Hao to join them, and they enter the KTV. Xu Nan continues to mock Chen Hao, and when they discuss a valuable feng shui fish in the room, Xu Nan taunts Chen Hao for not recognizing it.
Ning Fan, Xu Nan's childhood friend and the son of the owner of the Ming Huang Restaurant on the street, arrives. He is introduced to the group, and Zhao Yifan shows interest in him. Ning Fan is about to shake hands with Chen Hao when he realizes who Chen Hao is and comments on his past with Yang Xia and Lu Chen.
The story is filled with themes of wealth, class differences, humiliation, and the sudden change in one's circumstances. It shows how Chen Hao's life is turned upside down by the revelation of his family's wealth and how he navigates the challenges and new relationships that come with it.
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